If you’re traveling to Korea, you might be wondering:
How much cash should you actually bring?
The answer is simple โ you donโt need much, but having some will make things easier.

๐ณ Can You Use Card in Korea?
Korea is one of the most card-friendly countries in the world.
You can pay almost everywhere using:
- Credit cards
- Debit cards
- Mobile payments
๐ In most situations, you wonโt need cash at all.
๐ก Soโฆ Do You Really Need Cash?
Yes โ but only a small amount.
Cash is mainly used for small or occasional payments, not daily spending.
๐ธ How Much Cash Should You Bring?
For most travelers:
๐ 70,000 to 100,000 KRW is a safe starting amount
This covers:
- Transportation card top-up
- Small meals or snacks
- Convenience store purchases
๐ If needed, you can always get more later.
๐ฐ When You Actually Need Cash
You will likely use cash for:
- T-money card top-up (ํฐ๋จธ๋ ์ถฉ์ )
- Street food and local markets
- Small shops
- Some taxis
๐ These are not large expenses, but they happen regularly.
๐ง Best Way to Get Cash (Recommended)
Using an ATM is usually the easiest and most flexible option.
๐ You can find international ATMs at:
- Incheon Airport (์ธ์ฒ๊ณตํญ)
- Subway stations
- Convenience stores
๐ This is often better than exchanging a large amount in advance.
๐ฑ Exchange Tips (Local Insight)
You can exchange money at the airport โ and if you get a good rate, itโs perfectly fine.
But hereโs something many travelers donโt know:
๐ If you visit Myeongdong (๋ช ๋), youโll find many exchange shops with better rates than banks.
๐ This is a common choice for locals and long-term visitors.
โ ๏ธ Important Tips
- Check if your card works internationally
- Inform your bank before traveling
- Choose โKRWโ when withdrawing from ATMs
๐ This helps avoid unnecessary fees.
๐ First Thing to Do After Getting Cash
Once you have some cash, the first thing you should do is get a T-money card.
๐ It allows you to use:
- Subway
- Buses
- Taxis
๐ Full guide here:
Korea is very convenient when it comes to payments.
You donโt need much cash โ but having a small amount makes everything smoother.
Travel Korea, made simple.
Your first friend in Korea.
